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Lesson 5: Summary

We hope, this crash course has given you a better idea about what to expect during your first purchase. Let’s briefly review some key points:

  • Clarify your reasons to buy vs. rent. Determine how much house you can afford to narrow and define your home search.
  • Check your credit history and save as much as you can for down-payment and closing costs.
  • Choose the right loan for you.

  • Gather the necessary documentation and paperwork ahead of time. It will save you a lot of stress and running around.Do it online, by phone or in person.
  • Get a professional home inspection and secure homeowner’s insurance before closing.

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